Bad Faith Insurance Lawyer Burlington County NJ | SRIS, P.C.
Bad Faith Insurance Lawyer in Burlington County, NJ
If your insurance company has unreasonably denied, delayed, or underpaid your valid claim in Burlington County, you may need a bad faith insurance lawyer. Bad faith insurance claims in New Jersey are governed by the New Jersey Insurance Trade Practices Act and common law, allowing policyholders to seek damages beyond the original claim. Law Offices Of SRIS, P.C.
Understanding Bad Faith Insurance Law in New Jersey
In New Jersey, an insurance company owes a duty of good faith and fair dealing to its policyholders. When an insurer breaches this duty by acting unreasonably, it may be liable for bad faith. This is not merely a breach of contract; it is a separate legal wrong that can entitle you to additional compensation.
Last verified: April 2026 | Superior Court of NJ, Burlington Vicinage | New Jersey Legislature
The firm’s founder, Mr. Sris, brings a strategic perspective honed since founding the practice in 1997. His background in accounting and information systems provides a distinct advantage in analyzing complex insurance claim denials and the financial motives behind them.
Official Legal Resources
For the statutory framework, review the New Jersey Insurance Trade Practices Act (N.J.S.A. 17:29B-4). For local court procedures, visit the Superior Court of New Jersey, Burlington Vicinage website.
Recognizing and Challenging Bad Faith in Burlington County
Insurance bad faith can take many forms. Common examples include denying a claim without a reasonable investigation, failing to communicate promptly, offering significantly less than the claim is worth, or misrepresenting policy terms. In Burlington County courts, these cases are filed in the Law Division of the Superior Court.
- Document Everything: Keep a detailed log of all communications with your insurer, including dates, names, and summaries of conversations. Save all written correspondence.
- Preserve Evidence: Gather your insurance policy, the claim you submitted, the insurer’s denial or lowball letter, and any evidence supporting your original claim’s validity.
- Seek Legal Review: Have an attorney review your policy and the insurer’s actions to assess the strength of a potential bad faith claim.
- File a Formal Complaint: Your attorney may first file a complaint with the New Jersey Department of Banking and Insurance, which can be a required step.
- Initiate Litigation: If necessary, your bad faith insurance attorney will file a lawsuit in Burlington County Superior Court seeking the owed benefits plus consequential and punitive damages.
Potential Damages in a Bad Faith Claim
In Burlington County, a successful bad faith insurance claim can recover the original policy benefits, consequential damages (like additional living expenses), emotional distress damages, attorney’s fees, and, in egregious cases, punitive damages to punish the insurer.
| Claim Type | Potential Additional Damages | Legal Basis |
|---|---|---|
| Unreasonable Denial | Policy benefits + interest + fees | N.J.S.A. 17:29B-4(9) |
| Lowball Settlement Offer | Full value + consequential losses | Common Law Bad Faith |
| Egregious Delay/Denial | Punitive damages possible | Common Law Bad Faith |
Results may vary. Prior results do not aim for a similar outcome.
Why Choose Our Firm for Your Bad Faith Insurance Case
Founded in 1997, Law Offices Of SRIS, P.C. operates on the principle of “Advocacy Without Borders.” Our approach to bad faith insurance claims is direct and focused on the financial and procedural details insurers use to justify denials. We analyze the insurer’s claim file, internal guidelines, and the factual basis for their decision to build a compelling case for bad faith.
Our Commitment to Burlington County Residents
Our firm is committed to serving policyholders in Burlington County who have been treated unfairly by their insurance companies. We understand the stress and financial hardship a wrongful denial can cause.
Results may vary. Prior results do not aim for a similar outcome.
Contact Our Bad Faith Insurance Law Firm Burlington County NJ
Law Offices Of SRIS, P.C.
New Jersey Location — 44 Apple St, 1st Floor
Tinton Falls, NJ 07724
Toll-Free: (888) 437-7747 | Local: (609)-983-0003 | Local: (732) 651-0900
By appointment only.
Our New Jersey location serves clients at Burlington County courts. We provide representation for policyholders in Mount Holly, Mount Laurel, Moorestown, Burlington City, Cinnaminson, Evesham, Medford, Bordentown, Pemberton, Willingboro, and Marlton. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Bad Faith Insurance Lawyer Burlington County NJ FAQ
What is insurance bad faith in New Jersey?
Yes. It occurs when an insurance company unreasonably denies, delays, or underpays a valid claim, violating its duty of good faith. This can be a violation of the New Jersey Insurance Trade Practices Act (N.J.S.A. 17:29B-4) and common law, allowing you to sue for damages beyond your policy limits.
What damages can I recover in a bad faith lawsuit?
You can recover the original policy benefits, interest, consequential financial losses caused by the denial, emotional distress damages, and your attorney’s fees. In cases of especially egregious conduct, the court may award punitive damages to punish the insurer.
How long do I have to file a bad faith insurance claim in NJ?
It depends. The statute of limitations for a bad faith claim is typically six years from the date of the wrongful act (like the denial). However, this can be complex, especially if tied to an underlying claim like property damage or personal injury. Consult a bad faith insurance attorney in Burlington County immediately to protect your rights.
Should I hire a bad faith insurance attorney Burlington County NJ?
Yes. These cases are highly complex and fact-intensive. Insurers have legal teams. An experienced attorney knows how to obtain the insurer’s internal claim file, prove the unreasonableness of their actions, and handle both the Department of Banking and Insurance and the Superior Court to maximize your recovery.
What is the first step if I suspect bad faith?
Gather all documents—your policy, claim submission, and the insurer’s responses. Then, contact a lawyer for a confidential review. Do not accept a final settlement or sign a release until an attorney evaluates whether the insurer has acted in bad faith.
Related Practice Areas: If your underlying claim involves a personal injury or business loss, our firm can address both the original claim and the bad faith denial.
Also Serving: Our bad faith insurance lawyers also assist clients in neighboring areas like Camden County and Atlantic County.
For more information, see our New Jersey Personal Injury Lawyer hub page.
Page last verified: 2026-04. Laws change. Contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.
Under N.J. Stat. § 14A:1-1, state law governs this practice area.