White Plains Car Accident Lawyer | SRIS, P.C.
White Plains Car Accident Lawyer — What Are Your Legal Options?
If you were hurt in a White Plains car accident, you need a lawyer who knows New York’s no-fault and liability laws. A White Plains car accident lawyer from Law Offices Of SRIS, P.C. can explain your rights to seek compensation for medical bills, lost income, and pain. We provide full representation for accident victims in White Plains and Westchester County.
New York Car Accident Law and Your Rights
New York operates under a no-fault insurance system, governed by Article 51 of the New York Insurance Law, often called the “full Motor Vehicle Insurance Reparations Act.” This means your own insurance policy is the primary source to cover initial medical expenses and lost earnings, regardless of who caused the crash. However, you can step outside this no-fault system and file a liability claim against the at-fault driver if your injuries meet the “serious injury” threshold defined by law.
Last verified: April 2026 | White Plains City Court | New York State Legislature
Official Legal Resources
For the full text of the law, review the New York Insurance Law Article 51 (official New York State Senate site). For local court procedures, visit the White Plains City Court website (official NY Courts .gov domain).
Handling a Car Accident Case in White Plains
After a serious accident in White Plains, the process involves dealing with insurance companies and, if necessary, the court. The timeline for filing a lawsuit is strict. In White Plains City Court, which handles many accident claims, the demand for specific documentation is high.
- Seek Immediate Medical Care: Your health is the priority. A medical record also creates a direct link between the accident and your injuries.
- Report the Accident: File a police report with the White Plains Police Department. Obtain the report number.
- Notify Your Insurer: File a no-fault (PIP) claim with your own auto insurance company to cover initial costs.
- Consult a Lawyer: Before giving any recorded statement to another driver’s insurer, discuss your case with a White Plains car accident attorney to protect your rights.
- Document Everything: Keep all medical bills, repair estimates, pay stubs for lost wages, and a journal of your pain and recovery.
- Evaluate the Serious Injury Threshold: Your lawyer will assess if your injuries meet New York’s legal definition to pursue a liability claim for pain and suffering.
Potential Compensation in a White Plains Accident Case
In White Plains, compensation from a car accident claim can cover economic losses like medical bills and lost wages, and non-economic damages like pain and suffering if the serious injury threshold is met.
| Compensation Type | Description | Examples |
|---|---|---|
| Economic Damages | Financial losses with receipts | Hospital bills, surgery costs, physical therapy, lost income, car repair or replacement |
| Non-Economic Damages | Compensation for intangible losses | Pain and suffering, emotional distress, loss of enjoyment of life (requires “serious injury”) |
| No-Fault (PIP) Benefits | Mandatory first-party coverage | Up to $50,000 per person for medical expenses and 80% of lost wages (subject to policy limits) |
Results may vary. Prior results do not aim for a similar outcome.
Our Experience with Accident Cases
Law Offices Of SRIS, P.C. was founded in 1997. Our firm handles car accident cases across multiple states. We focus on the details of your case, from investigating the crash scene to negotiating with insurers. Our approach is to build a clear case for full compensation.
Case Results for Accident Victims
Our legal team works to seek favorable outcomes for clients injured in collisions. We document our results to show our commitment to this area of law.
Results may vary. Prior results do not aim for a similar outcome.
Local Car Accident Legal Help in White Plains
Law Offices Of SRIS, P.C.
50 Fountain Plaza, Suite 1400, Office No. 142
Buffalo, NY 14202
Toll-Free: (888) 437-7747 | Local: (838)-292-0003 | Local: (716) 250-9830
By appointment only.
Our New York location supports clients in White Plains and Westchester County. We offer 24/7 phone consultations — call (888) 437-7747 — with meetings by appointment only. If you need a car accident attorney near White Plains, we are accessible to discuss your case.
Frequently Asked Questions
What is the “serious injury” threshold in New York?
Yes. New York law defines “serious injury” to include death, dismemberment, significant disfigurement, a fracture, loss of a fetus, permanent loss of use of a body organ or system, or a non-permanent injury that prevents normal daily activities for 90 of the 180 days following the accident.
How long do I have to file a car accident lawsuit in White Plains?
Three years. Under New York’s statute of limitations (CPLR § 214), you generally have three years from the date of the accident to file a personal injury lawsuit. Missing this deadline can forever bar your claim, so it is critical to act promptly.
Should I talk to the other driver’s insurance company?
No. You are not legally required to give a recorded statement to the other driver’s insurer, and it is often not in your interest. They may use your words to minimize your claim. It is better to have your White Plains car accident attorney handle all communication.
What if the driver who hit me has no insurance?
You may file a claim under your own policy’s uninsured motorist (UM) coverage. New York requires all auto policies to include this coverage. A White Plains car accident law firm can help you handle this process to seek compensation from your own insurer.
Can I still recover damages if I was partly at fault?
It depends. New York follows a pure comparative negligence rule. Your compensation will be reduced by your percentage of fault, but you can still recover even if you are 99% at fault. For example, if you have $100,000 in damages but are 30% at fault, you could recover $70,000.
Related Legal Help: If you were injured in a truck accident in White Plains, or as a pedestrian in White Plains, our firm can help. For broader New York resources, see our New York personal injury lawyer hub page. We also assist clients in nearby areas like Yonkers.
Last verified: April 2026. Laws change — contact Law Offices Of SRIS, P.C. at (888) 437-7747 for current guidance.