Hit by a Car in Peekskill, NY? Here’s What You Need to Know.

Getting into a car accident is never something you plan for. One minute you’re driving along in Peekskill, New York, and the next, you’re dealing with damaged vehicles, potential injuries, and a mountain of questions. It’s a scary and confusing time, and you’re probably feeling overwhelmed.

Blunt Truth: After a car accident, your immediate focus should be on your health and safety, followed closely by understanding your legal rights. Don’t try to navigate this alone.

As of October 2025, the following information applies to car accidents in Peekskill, New York. If you’ve been in a car crash, seeking the guidance of a knowledgeable Peekskill car accident lawyer is a crucial first step. We understand the physical pain, emotional stress, and financial burden a car accident can impose. Our goal is to provide clarity and a path forward.

Understanding Car Accident Claims in New York

New York operates under a no-fault insurance system for car accidents. This means that, regardless of who caused the accident, your own insurance policy (specifically your Personal Injury Protection, or PIP, coverage) is typically the first source for medical expenses and lost wages up to your policy limits. However, this doesn’t mean fault is irrelevant, especially if your injuries are severe.

If your injuries meet New York’s “serious injury” threshold, you may be able to step outside the no-fault system and pursue a claim against the at-fault driver for additional damages, including pain and suffering. This threshold is defined by law and can include fractures, significant disfigurement, permanent limitations of use of a body organ or member, or a medically determined injury or impairment of a non-permanent nature which prevents you from performing substantially all of your usual daily activities for at least 90 days out of the 180 days following the accident.

Dealing with insurance companies can be complex, and they often try to minimize payouts. That’s where an experienced Peekskill auto accident attorney comes in. We’re here to protect your interests and ensure you receive the full compensation you deserve.

The Role of a Peekskill Car Accident Lawyer

After a car crash in Peekskill, you might wonder why you need a lawyer if New York is a no-fault state. Here’s why it’s essential:

• Navigating No-Fault: Even with no-fault, there are deadlines and procedures you must follow to get your benefits. A lawyer ensures you don’t miss critical steps.
• Establishing Fault (when applicable): If your injuries are serious, proving the other driver’s negligence becomes paramount for additional compensation. This involves gathering evidence, interviewing witnesses, and potentially reconstructing the accident scene.
• Dealing with Insurance Companies: Insurance adjusters, even your own, aren’t on your side. They aim to settle for the lowest amount. A seasoned attorney will negotiate fiercely on your behalf.
• Maximizing Your Compensation: Beyond medical bills and lost wages covered by PIP, you might be entitled to compensation for pain and suffering, emotional distress, future medical care, and other non-economic damages.
• Courtroom Representation: If a fair settlement can’t be reached, your case might go to court. A lawyer will represent you, presenting your case effectively to a judge or jury.

Counsel at Law Offices of SRIS, P.C. are knowledgeable in the intricacies of New York car accident law. We’ll be your advocate, ensuring your rights are upheld every step of the way.

Common Causes of Car Accidents in Peekskill

Car accidents can stem from a variety of factors, but some causes are more prevalent than others. Understanding these can help highlight the importance of cautious driving and the need for legal representation when negligence occurs:

• Distracted Driving: Cell phones, infotainment systems, and even other passengers can take a driver’s eyes off the road, leading to devastating consequences.
• Speeding: Exceeding the speed limit or driving too fast for road conditions significantly reduces a driver’s reaction time and increases the severity of impact.
• Drunk or Drugged Driving: Impaired driving remains a leading cause of serious and fatal accidents.
• Fatigued Driving: Drowsy drivers can be as dangerous as impaired drivers, often experiencing delayed reactions and poor judgment.
• Reckless Driving: Aggressive maneuvers, tailgating, and disregarding traffic laws are clear signs of negligence.
• Poor Weather Conditions: Rain, snow, ice, or fog can make roads treacherous, demanding extra caution from drivers.
• Road Defects: Potholes, uneven surfaces, or poorly maintained roads can contribute to accidents, potentially pointing to municipal liability.
• Vehicle Malfunctions: Brake failure, tire blowouts, or other mechanical issues can lead to accidents, sometimes due to manufacturing defects or improper maintenance.

If you’re involved in a car crash in Peekskill, identifying the cause is fundamental to building a strong case. This is where the investigative skills of your Peekskill car accident lawyer truly come into play.

What to Do After a Car Accident in Peekskill, New York

The moments immediately following a car accident can be chaotic, but taking the right steps can significantly impact your claim down the line. Here’s what you should do:

1. Ensure Safety: Move yourself and your vehicle to a safe location if possible. If not, turn on your hazard lights.
2. Call 911: Report the accident to the Peekskill Police Department. Even minor accidents should be documented by law enforcement. A police report provides an official record of the incident.
3. Exchange Information: Get the other driver’s name, contact information, insurance details, driver’s license number, and vehicle license plate number.
4. Document the Scene: Take photos and videos of everything—vehicle damage, skid marks, road conditions, traffic signs, and any visible injuries. The more evidence, the better.
5. Seek Medical Attention: Even if you feel fine, see a doctor immediately. Some injuries, like whiplash, have delayed symptoms. Medical records are vital for your claim.
6. Do NOT Admit Fault: Avoid saying “I’m sorry” or making any statements that could be construed as admitting fault. Stick to the facts.
7. Contact a Peekpeek car accident lawyer: The sooner you get legal advice, the better. An attorney can handle communication with insurance companies and protect your rights from the outset.

Remember, your well-being is the top priority. After that, securing your legal standing is crucial. We’re here to guide you through this process.

Compensation You Can Seek After a Peekskill Car Accident

After a car accident, you might be entitled to various types of compensation, often categorized as economic and non-economic damages:

• Economic Damages: These are quantifiable financial losses.
  • Medical expenses (past and future)
  • Lost wages and loss of earning capacity
  • Property damage
  • Out-of-pocket expenses related to the accident (e.g., rental car, transportation to medical appointments)
• Non-Economic Damages: These are subjective, non-monetary losses.
  • Pain and suffering
  • Emotional distress
  • Loss of enjoyment of life
  • Disfigurement or scarring
  • Loss of consortium (for spouses)
• Punitive Damages: In rare cases, if the at-fault driver’s conduct was particularly egregious or reckless, punitive damages might be awarded to punish the wrongdoer and deter similar future actions.

The exact value of your claim will depend on many factors, including the severity of your injuries, the impact on your daily life, and the clarity of fault. A seasoned Peekskill personal injury lawyer will meticulously assess all your damages to pursue the maximum compensation possible.

The “Serious Injury” Threshold in New York

New York’s no-fault law typically limits your ability to sue for non-economic damages (like pain and suffering) unless you meet a specific “serious injury” threshold. This is a critical aspect of New York personal injury law, and understanding it is key to determining your eligibility for a lawsuit beyond basic economic losses.

A “serious injury” as defined by New York Insurance Law § 5102(d) includes categories such as:

• Fracture
• Dismemberment
• Significant disfigurement
• Loss of a fetus
• Permanent loss of use of a body organ, member, function, or system
• Permanent consequential limitation of use of a body organ or member
• Significant limitation of use of a body function or system
• A medically determined injury or impairment of a non-permanent nature which prevents the injured person from performing substantially all of the material acts which constitute such person’s usual and customary daily activities for not less than 90 days during the 180 days immediately following the occurrence of the injury or impairment.

Meeting this threshold often requires comprehensive medical documentation and sometimes expert testimony. This is precisely why having a knowledgeable Peekskill personal injury lawyer is invaluable. They can help gather the necessary evidence and navigate the legal arguments to demonstrate that your injuries qualify, thereby allowing you to seek full compensation for your suffering.

Statute of Limitations for Car Accident Claims in New York

It’s vital to understand that there are strict deadlines for filing a personal injury lawsuit after a car accident in New York. This legal deadline is known as the “statute of limitations.”

For most personal injury claims arising from a car accident in New York, you generally have three years from the date of the accident to file a lawsuit. If you fail to file within this timeframe, you could lose your right to seek compensation forever.

However, there are exceptions to this general rule:

• Claims against a municipality: If the at-fault party is a government entity (e.g., the City of Peekskill or Westchester County), the deadline to file a Notice of Claim is typically much shorter, often 90 days.
• Wrongful Death: If the accident resulted in a fatality, the statute of limitations for a wrongful death claim is generally two years from the date of death.
• Minors: Special rules may apply if the injured party is a minor, potentially extending the deadline until after they reach adulthood.

Given these complexities, contacting an attorney as soon as possible after your Peekskill car crash is essential. A seasoned Peekskill car accident lawyer will ensure all deadlines are met and your rights are preserved.

Why Choose Law Offices of SRIS, P.C. for Your Peekskill Car Accident Claim?

At Law Offices of SRIS, P.C., we understand that a car accident can turn your life upside down. You’re not just a case file to us; you’re a person needing empathetic, direct, and reassuring legal support during a challenging time. Here’s why victims in Peekskill, New York, trust us with their auto accident claims:

• Experience You Can Rely On: Our legal team has years of experience handling a wide range of car accident cases, from minor fender-benders to complex collisions involving serious injuries. We’ve seen it all, and we know how to build a strong case designed for success.
• Relatable Authority: We combine deep legal knowledge with a down-to-earth approach. We’ll explain everything clearly, without confusing legal jargon, and always with your best interests at heart. We aim to take the fear out of the legal process and replace it with clarity and hope.
• Client-Centered Approach: Your recovery is our priority. We handle the legal complexities so you can focus on healing. We’re always available to answer your questions and keep you informed every step of the way.
• No Upfront Fees: We work on a contingency fee basis, meaning you don’t pay us any attorney fees unless we win your case. This allows you to pursue justice without added financial stress during an already difficult time.
• Proven Track Record: We have a history of securing favorable outcomes for our clients, whether through skilled negotiation or tenacious litigation. We fight tirelessly to get you the compensation you deserve.

When you choose Law Offices of SRIS, P.C., you’re not just hiring a Peekskill car accident lawyer; you’re gaining a dedicated advocate committed to helping you rebuild your life after a devastating accident. We have locations in Buffalo, NY, ready to serve you. Call us today for a confidential case review.

Case Results in Car Accident Matters:

• Client charged with Reckless Driving 97/70 in Louisa County General District Court. Result: 30/30 SUSPENDED
• Client charged with Reckless Driving by Speed 87/70 in Loudoun County General District Court. Result: AMENDED TO IMPROPER DRIVING
• Client charged with Reckless Driving 96/70 in Shenandoah General District Court. Result: Improper Driving $400 fine and court costs
• Client charged with Reckless Driving 92/70 in WYTHE COUNTY GENERAL DISTRICT COURT. Result: Amended to Improper Driving
• Client charged with Reckless Driving by Speed 95/70 in Warren County General District Court. Result: AMENDED TO IMPROPER CONTROL/DRIVING

Past results do not predict future outcomes. Law Offices of SRIS, P.C. has locations in Buffalo, NY. We never use the word “offices.”

Frequently Asked Questions

Do I really need a Peekskill car accident lawyer if New York is a no-fault state?

Yes, absolutely. Even with New York’s no-fault system, a knowledgeable Peekskill car accident lawyer is invaluable. They’ll help you navigate complex paperwork, ensure your rights are protected, and determine if your injuries meet the ‘serious injury’ threshold to pursue additional compensation beyond basic medical expenses and lost wages. It’s always best to have an advocate on your side.

What kind of compensation can I expect after a car accident in Peekskill?

After a car accident in Peekskill, you could seek various types of compensation. This includes economic damages like medical bills, lost wages, and vehicle repair costs. If your injuries are serious, you might also recover non-economic damages for pain and suffering, emotional distress, and loss of enjoyment of life. A seasoned lawyer can help maximize what you receive.

How long do I have to file a car accident claim in New York?

Generally, you have three years from the date of the car accident to file a personal injury lawsuit in New York. However, this deadline can be much shorter if a government entity is involved, sometimes as little as 90 days. It’s crucial to contact a Peekskill car accident lawyer promptly to ensure all critical deadlines are met and your claim isn’t jeopardized.

What if the accident was my fault, can a Peekskill auto accident attorney still help me?

Even if you believe the accident was your fault, a Peekskill auto accident attorney can still help. New York’s comparative negligence laws mean you might still recover some damages, even if partially at fault. Also, your own no-fault insurance (PIP) covers initial medical expenses and lost wages regardless of fault. It’s always worth discussing your case with a lawyer.

How much does a Peekskill car accident lawyer cost?

Most Peekskill car accident lawyers work on a contingency fee basis. This means you don’t pay any attorney fees upfront. Instead, their fee is a percentage of the compensation they secure for you, whether through a settlement or a court award. If they don’t win, you don’t pay them, making legal representation accessible.